What Is Upay and Why Should You Use It on One Xbat?
Upay is the mobile financial service of United Commercial Bank (UCB), rapidly gaining popularity across Bangladesh. It's an ideal choice for those who want the convenience of a mobile wallet combined with a full bank account. One XbatWith Upay payments enabled on -, you can send funds from your Upay wallet directly to your account — no intermediaries, no delays.
One of Upay's key advantages is its direct link to UCB Bank, making bank-to-wallet and wallet-to-bank transfers seamless. For players who hold a UCB account, One Xbatis the easiest way to make payments using Upay.
Also on Upay deposits One Xbatcharges no extra fees. Every amount you send goes directly to your account — not a single BDT is deducted.
How to Deposit with Upay
Follow the steps below and your deposit will be completed in just 1–2 minutes:
Log in to your One Xbat account
Log in with your mobile number and password. If you're new, register first.
Go to Deposit Page
Go to the account menu and select "Deposit" or "Add Balance".
Select Upay as Your Payment Method
Select the Upay icon from the available payment options.
Enter Amount & Upay Number
Enter the amount you wish to deposit and provide your Upay-registered mobile number.
Confirm the payment in your Upay app
You'll receive a notification in your Upay app, or open the app directly to view the payment request. Confirm it using your Upay PIN.
Check Balance
Usually within 1 minute of confirmation One Xbat The balance is credited to your account.
How to Withdraw to Upay
Open the Withdrawal Page
Go to the account menu and select "Withdrawal" or "Withdraw Funds".
Select Upay
Select Upay as your withdrawal method.
Enter Your Upay Number and Amount
Enter the Upay number you want to receive funds on and specify the amount. Make sure the number matches the one registered on your account.
Submit Request
Click the "Confirm Withdrawal" button. You may be asked to verify via OTP.
Waiting for Processing to Complete
One Xbat's finance team will process your withdrawal. Under normal conditions, funds reach your Upay wallet within 1–3 hours.
Upay Deposit & Withdrawal Limits
Deposit Limit
Withdrawal Limit
Important Information About Limits
The limits above apply to standard accounts. KYC-verified and high-volume accounts may be eligible for higher limits, and VIP users enjoy even greater allowances. Contact our support team for details.
Upay vs. Other Payment Methods
| Method | Min Deposit | Deposit Time | Withdrawal Time | Charge |
|---|---|---|---|---|
| Upay | BDT 500 | ~1 min | 1–3 hours | 0% |
| BKash | BDT 500 | ~1 min | 1–3 hours | 0% |
| Nagad | BDT 500 | ~1 min | 1–3 hours | 0% |
| Bank Transfer | TK 1,000 | 2–4 hours | 1–3 business days | Variable |
| Rocket | BDT 500 | ~2 min | 2–4 hours | 0% |
Why Use Upay on One Xbat
Instant Balance Update
Once the payment is confirmed on Upay, One Xbatis credited to your balance. You can usually start playing within 60 seconds.
UCB Bank-Linked
Upay is directly linked to UCB Bank, making bank-to-gaming fund transfers seamless for UCB account holders.
Two-Factor Verification
Since Upay payments require both a PIN and an OTP, the risk of any unauthorized transaction is significantly reduced.
Pay Directly from the App
Payment requests are sent directly to the Upay app — no need to manually copy any numbers.
Available 24/7
Day or night, Upay payments are always available — no need to wait for banking hours.
Transaction History
Upay app and One Xbat A full transaction history is available on both ends — verifiable at any time.
Timeline: From Deposit to Gameplay
Everything You Need to Know About Upay Payments
Mobile payments are now a part of everyday life in Bangladesh — from small businesses to online shopping, mobile wallets are everywhere. One Xbathas also taken that reality into account by adding Upay and several other mobile banking services.
What should you do if you don't have an Upay account?
Opening an Upay account is straightforward. You can register at any UCB branch or through the Upay app using your NID and mobile number. However, if you don't have Upay, you can also use bKash, Nagad, or Rocket to One Xbatoffers the option to deposit. The process is largely the same across all payment methods.
What to Do If a Payment Fails
Occasionally, payments may fail due to network issues or a timeout. In that case, first check the Upay app and One Xbat Check the transaction status on both ends. If the amount was deducted from Upay but One XbatIf it doesn't appear on -, contact support with your transaction ID. Issues like this are typically resolved within 15–30 minutes.
About Security
When paying through Upay, your bank or card details are never stored anywhere. The entire process uses only your mobile number and PIN. One XbatWith SSL encryption active on -, your payment information is completely secure. No third party can access your data.
Common Issues & Solutions
I made a deposit but my balance hasn't been updated
Wait 5 minutes first. If nothing comes through, check your transaction history in the Upay app. Grab the TxID of the successful transaction and One Xbat Contact support.
Payment Request Expired
Payment requests expire in 5 minutes. If you don't confirm in time, create a new request — any deducted amount will be refunded.
Not Receiving Notifications on the Upay App
Check your app's notification permissions. You can also open the Upay app directly and check the "Payment Requests" section.
Withdrawal Limit Reached
If you've reached your daily limit, try again the next day. For regular large withdrawals, consider upgrading to a VIP account.
I entered the wrong Upay number
Contact support before the withdrawal is processed — changes cannot be made once it goes through.
